Order business ATM/credit cards from BoA call center. They will gladly issue you one to five cards, but they refuse to put anyone's name on it except yours and your business.
Issue one of these cards to your employee. The employee will attempt to use the card.
BoA will freeze the card, and, relatively politely, ask your employee to come to the bank to reset the PIN. Upon arrival at the bank, BoA will confiscate the card, treat your employee like a criminal, and threaten your employee. Then, BoA will tell the employee that if you, the business owner, want your employee to have a card, you must go to the bank and they will issue one.
The BoA call center and the BoA branches are completely contradictory, but at least they make your employee feel like a piece of dirt.
BoA call centers are BEMRs.
BoA branches are manned by BEMRs.
BEMR
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